Makes sure that in the event of your death your family is protected financially and a lump sum payment can be made to your next of kin.

Group Life Insurance

When life is going well, it’s easy not to think about more difficult times.

Group life insurance (also known as Death in Service) is one of the simplest but most highly-valued employee benefits that a company can offer its staff.If an employee were to die unexpectedly, the life cover you put in place for them would help ensure their family could cope financially after receiving a tax-free lump sum – relieving money worries at a very difficult time. Life cover has always been an expected and valued employee benefit as well as inexpensive to provide. It can assist in attracting and retaining talent within your business, while at the same time demonstrating your duty of care as an employer.

Benefits are normally based on the employee’s earnings (up to 12 x annual salary) and can be tailored to meet the employer’s specific needs and those of their staff.

Cover depends on scheme level you choose – terms and conditions will apply

Contact us to arrange an appointment.

Income Protection  

This product is for someone who wants to protect the things that matter to them most. Income Protection can pay out until your planned retirement date if you are unable to return to work. We have options for both employed and self-employed people.

Income Protection isn’t just for high earners or those with a mortgage. Many of our clients rent, so it’s for them too.

Private Medical Insurance

The UK’s National Health Service (NHS) is designed to provide medical treatment and support to everyone, regardless of their ability to pay.

The NHS is coming under pressure and many patients are finding that there are longer waiting lists. This is why many of our clients are turning to the private medical sector to ensure shorter waiting times, quicker diagnosis, a private room and the best doctor for your condition in a hospital of your choice. Please feel free to contact us even if you currently have Private Medical Insurance. You may be surprised how much of a saving we can make on your current premium whilst improving cover.

Business Protection

There are many ways of protecting your business in the event of death or critical illness;

Key person insurance | Director/shareholder protection | Partnership protection | Business loan protection | Sole trader protection | Relevant life protection

This is vital for all types of businesses and should be factored into your business plan rather than being viewed as a luxury. Would your business survive if a ‘key’ member of staff – such as an employee, partner or director – was lost due to illness or death? Ask us about the tax benefits of arranging Life and, in some cases, Critical Illness cover through the business.

Do you need to renew your Insurance?

Click the button below to fill in our renewal form and we will contact you as soon as possible.

for a free no obligation consultation

Contact us today on (01823) 230249 or fill in our contact form below